“When Debt Meets Disability.”
Invisible Voices: Disabled South Asians in Glasgow – And Our Responsibility
Introduction

Debt is often understood in purely financial terms, but its implications extend far beyond economics. At its core, debt reshapes relationships of power, determining who holds authority and who must yield.
At the international level, when a country becomes indebted—particularly to a dominant creditor—it is often the creditor who gains leverage. Decisions around restructuring, repayment, and domestic policy can be influenced, directly or indirectly, by those to whom the debt is owed. Sovereignty may remain formally intact, but practical decision-making power shifts.
A similar dynamic exists on a personal level. When individuals are financially dependent, especially within families, the balance of decision-making subtly changes. For disabled individuals, this effect is often amplified, as financial reliance intersects with existing social and structural inequalities. Families often make decisions on behalf of their disabled members—sometimes out of care, sometimes because economic dependence leaves little choice.
This is not about malice; it is about the realities of power and dependence. Debt, whether between nations or within households, constrains autonomy.
Education, Awareness, and Representation
At Goodwill International, we recognise that education, safeguarding, and empowerment are critical. Yet despite Glasgow’s multicultural character, disabled South Asians are rarely visible in spaces where decisions are made. In council consultations, educational programs, and disability service meetings, I often find myself among the very few South Asians present.
Why is this happening?
The issue is intersectional:
- Disabled individuals face barriers in access, education, and social inclusion.
- Ethnic minorities confront language barriers, cultural misunderstandings, and prejudice.
South Asian disabled individuals experience both. Even when services exist, they are often inaccessible, poorly communicated, or culturally inappropriate. Families, while acting out of care and protection, may unintentionally contribute to this invisibility.
The harsh truth is it is our fault. As a community, we have not done enough to ensure visibility, representation, or advocacy. Programs exist, but we often fail to bridge the cultural and linguistic gaps that prevent participation.
Consequences of Inaction
The absence of representation has tangible consequences:
- Policy Blind Spots: Decisions affecting disabled South Asians are made without their input.
- Missed Opportunities: Education, employment, and social participation are limited.
- Internalised Invisibility: Young disabled South Asians may feel that institutions are “not for people like them.”
Our silence perpetuates exclusion. By not actively supporting, mentoring, or advocating, we allow systemic and cultural barriers to persist.
Taking Responsibility
Change starts within our community. To address these inequities, we must:
- Raise Awareness: Talk openly about disability, challenge stigma, and educate families on rights and services.
- Encourage Participation: Support disabled individuals to engage in education, community programs, and leadership opportunities.
- Create Inclusive Spaces: Collaborate with institutions to make programs culturally relevant and accessible.
- Advocate Together: Join councils, boards, and advisory groups to ensure representation in decision-making.
Representation and empowerment are not just institutional responsibilities—they are our responsibility as a community.
Conclusion
Debt, dependency, and underrepresentation share a central theme: power dynamics. Just as financial obligations can constrain choices at national or household levels, systemic and cultural barriers constrain the participation of disabled South Asians in Glasgow.
We can no longer ignore the issue. It is our fault that disabled South Asians remain invisible, and it is our responsibility to act. By educating, advocating, and creating inclusive spaces, we can ensure that disabled members of our community are not only present but seen, heard, and empowered to shape their own futures.
The question is simple: will we continue to ignore our own, or will we step forward and be the change our disabled members need?


